In 1999, Congress enacted the Gramm-Leach Bliley Act (Public Law 106-102). This Act requires the lenders provide certain information to their customers regarding the collection and use of nonpublic personal information. Because you have a loan held by the U.S. Department of Education and/or HVAC Technical Institute, we are obligated to provide you with our Privacy Notification.
In general, the categories of nonpublic personal information collected about, your education at HVAC Technical Institute, and consumer reporting agencies, include: your address and other contract information, demographic background, loan and educational status, family income, social security number, employment information, collection and repayment history, and credit history. We disclose nonpublic personal information to third parties as necessary to process and service your loan and as permitted by the Privacy Act of 1974. The privacy Act permits disclosure to third parties as authorized under certain routine uses. Examples of disclosures permitted under the Privacy Act including disclosure to federal and state agencies, private parties such as relatives, present and former employers, and creditors, and our contractors for purposes of administration of the student financial assistance program, for enforcement purposes, for litigation, and for use in connection with audits or other investigations.
We do not sell or otherwise make available any information about you to any third parties for marketing purposes. We protect the security and confidentiality of nonpublic personal information by implementing the following policies and practices. All physical access to nonpublic personal information is maintained is controlled and monitored by the HVAC Technical Institute office administration. Our computer systems offer a high degree of resistance to tampering and circumvention. We authorize our employees to retrieve your information only when its needed to do their work, and we require companies that work with us to follow the same protective measures we use for your information. All interactions by individual users with the systems are recorded.
Read the annual Privacy Notification Here.
Security Program Information